Xero

Accounting & banking · For gas, heating, plumbing · Suits sole trader and small firms

Price

from £18/mo

Ignite £18/mo; Grow £39; Comprehensive £55; Ultimate £70 (ex VAT). Page showed 90% off for the first 6 months.

Free trial: Offer instead of trial at time of check

Checked on the vendor's site 20 Oct 2026

Introductory discount on page at time of check; regular prices listed.

Source: https://www.xero.com/uk/pricing-plans/

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Key features

Bank feeds and reconciliation
Invoices and quotes
CIS returns add-on
MTD-compatible

Who it suits

Works for sole traders and small firms.

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Alternatives

Coconut

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from £12.99/mo

Several plans for sole traders, e.g. MTD filing £12.99/mo (or £129.99/yr); MTD Bridging £49.99/yr. Monthly/yearly toggle makes the table hard to read.

sole trader Price checked 20 Oct 2026

Countingup

Accounting & banking

from £5/mo

£5/mo (deposits up to £750), £12/mo (to £7,500), £20/mo (unlimited) after a 3-month free trial.

sole trader Price checked 20 Oct 2026

FreeAgent

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from £19/mo

Sole trader £19/mo; limited company £33/mo (ex VAT). Page showed 50% off for the first 6 months.

sole tradersmall firm Price checked 20 Oct 2026

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